I need a clean, easy-to-use budgeting workbook in Excel that a typical small business in Ghana can open and start using immediately. The file should guide the owner through four core areas—income, expenses, savings and cash-flow—using built-in formulas and clear, plain-language prompts... (Budget: $250 - $750 USD, Jobs: Accounting, Data Visualization, Excel, Excel Macros, Excel VBA, Finance, Financial Analysis, Word)